Construction Accidents

Construction Accidents

There are few industries more dangerous for workers than construction. According to the Occupational Safety and Health Administration (OSHA), accidents on construction sites in 2014 caused hundreds of thousands of injuries – 874 of which were fatal. When a construction worker is injured on the job they can pursue Workers’ Compensation benefits during their recovery. The award of such benefits will often be closely contested by insurers and employers, however.

Because the Workers’ Compensation claims process can be complex, requiring the compilation of extensive documentation of injuries and adherence to strict timelines, it is imperative that an injured employee carefully and methodically make their case for entitlement to benefits. Depending on the nature and severity of an injury, some employees may be unaware of – or unable to adhere to – the requirements. A Philadelphia Workers’ Compensation lawyer can help. By working closely with clients, treating physicians, employers and their insurers, a qualified Workers’ Compensation attorney can ensure that adequate benefits are paid, in a timely fashion.

Certain Injuries, Accidents are Common Within the Construction Industry

Construction accidents run the gamut from minor to life-threatening, but according to OSHA, fatal construction accidents often take the form of the “fatal four” – falls, electrocution, being struck by an object, or being crushed between two objects. Any one of these dangers can cause lesser injuries that make work impossible. In addition, numerous other hazards exist on a construction site beyond the fatal four, including malfunctioning equipment, overexertion, slip and fall accidents, work-related vehicle accident and exposure to harmful chemicals or toxins. To that end, Philadelphia Workers’ Compensation lawyers note that certain injuries are frequently sustained by construction workers. Broken bones, head trauma, lacerations, amputations, and respiratory disorders commonly result from construction accidents.

Construction Workers Must Pay Close Attention to Deadlines, Documentation Demands

It is imperative that workers immediately begin laying the groundwork for their entitlement to Workers’ Compensation benefits once a construction accident occurs. Although in Pennsylvania workers have up to three years to file a claim, they must notify their employer within 120 days that they have become injured on the job. Pennsylvania’s Workers’ Compensation Law mandates that absent such notification, an employee is barred from later seeking Workers’ Compensation.

After an employer has been notified of an injury, workers must submit an authorization for medical records and an employee verification of employment form. These documents allow insurers to access an injured employee’s medical records, and ascertain that an employee is in fact covered for Workers’ Compensation benefits. The employee verification form must be signed and returned within 30 days of receipt.

Once a Workers’ Compensation claim is being paid – covering ongoing and past medical expenses, as well as a portion of lost pay while an employee recuperates – an insurer will periodically send additional paperwork that must be completed to continue the flow of benefits. When asked to sign a supplemental agreement or a final receipt, however, it is best to consult with a skilled Philadelphia Workers’ Compensation lawyer. Both forms usually are an indicator that an insurer believes an employee injured in a construction accident is physically capable of returning to their job. If a worker disagrees with that assessment, they should seek legal representation.

Philadelphia Workers’ Compensation Lawyers at E.S. Borjeson & Associates Represent Injured Construction Workers

Because of the intense physical demands construction workers face, it is often unlikely that a swift return to work is feasible for most following a construction accident. Workers in the construction industry need ample time to rest in order to heal fully from their injuries, time which can be provided with a successful Workers’ Compensation claim. Philadelphia Workers’ Compensation lawyers at E.S. Borjeson & Associates can help you obtain Workers’ Compensation benefits. With offices conveniently located in Center City, Philadelphia, we represent clients throughout the region. Call 215-772-3020 or contact us online to schedule a confidential consultation today.